Definition: The term "mortgage calculator with taxes" refers to a software application that allows users to calculate the interest rate, monthly payment amount, and total cost of a mortgage loan including all relevant taxes such as property tax, insurance, and title charges. The exact definition will depend on the specific features available in the calculator. It may include the following: 1. Interest Rate: This is the annual or semi-annual rate of interest paid to the lender for borrowing money. 2. Monthly Payment: The monthly payment amount that will be repaid to the borrower over a specified period, including any applicable taxes. 3. Total Cost of Loan: This includes all the fees, costs, and other charges associated with obtaining a mortgage loan, such as title insurance, appraisal fees, and legal fees. The calculator can also calculate various factors affecting the interest rate or monthly payment amount, such as market rates, inflation rates, and the borrower's credit score. In summary, it is an online tool that helps users compare different options for purchasing a home with a mortgage loan, including tax implications and costs.
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